Terms of use

Welcome to the User Agreement area, a crucial element of our dedication to transparency, safety, and responsible use at Creditmix.app. This User Agreement lays out the rules for using our website, detailing the terms, along with the rights and duties of both the site user and the administration of Creditmix.app. 

We urge you to read and fully understand the terms here to ensure a clear and secure experience for all. Your trust is paramount to us, and this User Agreement is crafted to protect your interests and promote a smooth, reliable interaction with our site. 

Consenting to and Disagreeing with the User Agreement 

Before engaging with our platform, please review and agree to the terms and conditions in this document. If you disagree with any terms, we recommend you cease using the Creditmix.app website immediately. Continued use of our platform indicates your acceptance of these terms. 

Please be aware that the User Agreement may be updated occasionally without prior notice. Any new versions will be promptly published on our site for your review. If you do not agree with the revised terms, please stop using our platform. We appreciate your understanding and compliance. 

Overview of Our Services 

The Creditmix.app website offers a comprehensive selection of microfinance opportunities from various lenders in India, including a comparison tool for different loan options. Our platform is a comprehensive resource for users to access important information, review loan offers from top Indian lenders, and make informed decisions based on their unique needs and financial situations. Our user-friendly interface simplifies the process of exploring and comparing various loan options. 

However, it's important to note that while we provide detailed information about loan options, we do not directly offer any specific loan products. Users are advised to carefully familiarize themselves with the information and review individual lenders' websites for more specific and detailed loan offers. Please be aware that third-party websites operate under their own terms of use, independent of our User Agreement. 

Rights and Responsibilities of Site Visitors 

Site visitors have the right to access and use the website's content solely for personal purposes. This includes: 

  • Exploring lenders within the Indian loan market. 

  • Learning about microfinance offers from these lenders. 

  • Comparing different proposals, including amounts, repayment terms, and interest rates, to make informed decisions. 

  • Accessing additional information from our site, such as diverse clarifications. 

Users can utilize all services provided by this website at no cost. 

However, it is strictly prohibited to use the website's content for commercial purposes or without explicit permission from the site's management. The use of third-party software that interferes with the performance of Creditmix.app is also forbidden. All interactions on this platform must comply with the legal standards of India. Violating these rules or engaging in unauthorized activities is considered a legal offense. 

All content on the website is protected by intellectual property laws. Using any part of the site's resources, including text, images, multimedia, or other elements, without prior permission from the rights owner, is strictly prohibited. We emphasize the importance of respecting intellectual property and advise obtaining necessary permissions before using any content from the site. 

Site visitors are responsible for the accuracy and security of their personal information and any third-party information shared while using the site. Any changes to personal details should be promptly communicated to the website's administration. 

The website's management reserves the right to restrict access to individuals who do not adhere to these guidelines. 

For queries or additional information, site users can contact our administrative team through the feedback option in the "Contacts" section. 

Rights and Responsibilities of the Website's Management 

At Creditmix.app, we are committed to providing an exceptional user experience and swiftly addressing any technical issues for our users' convenience. 

As the website's management, we reserve the right to modify the site's layout and content, including removing certain materials, without prior notification to users. These changes are made to enhance service quality and improve the overall site experience for our audience. 

At Creditmix.app, protecting and maintaining the confidentiality of user information is a top priority. We strictly adhere to Vietnam's regulations and our own privacy guidelines to ensure the highest level of data protection. Your data's integrity is our commitment, and we promise not to share it with external parties without your explicit consent. 

With your approval, we may inform you about new services, offerings, promotions, price reductions, and other relevant updates via your provided contact details, such as email or mobile number. 

In the event of a breach of the terms of use, privacy policy, or other website regulations, our staff may limit or terminate a user's access to the platform. Such actions are taken to enhance the security of our digital platform and comply with the legal standards of India. Prior notification to the user is not required in these cases. 

Limitations of the Management's Liability 

The content on this website is primarily for informational purposes, and we cannot guarantee its absolute accuracy or reliability. We are not responsible for the information presented, and we advise users to verify details with the respective financial institutions they are considering. 

Agreements between the loan provider and the user, as well as any consequences of contract discrepancies, are beyond our scope. We do not facilitate loans and cannot attest to their accuracy or quality compared to their descriptions. For specific questions or issues regarding loan services, please contact the relevant service provider. 

The site administration is not liable for decisions made by users based on the information on the website. While we strive to provide clarity on various loan options, we are not financial advisors or intermediaries in any loan transactions. We do not accept responsibility for breaches of Indian regulations or any third-party rights. 

Our platform and its contents are used at the user's risk, and we are not liable for any damages that may result from its use. Additionally, we do not cover losses due to technical issues or downtime on our site. 

We hope this explanation provides a clear insight into the terms of use of Creditmix.app. For further inquiries, please use the feedback form available on our website in the “Contacts” section.